Here she is with son Isaiah and niece Destiny receiving the $25 gift certificate from Bookmans.
Here is another safety video. Send your answer to wheresroger@hotmail.com
The Safety tip:
How to Deal with a Parking Lot Accident
A parking lot accident can ruin your day. Some parking lots are nothing short of being a deadly trap. It is not uncommon to see people backing out of a parking spot talking on their cell phones or texting. Most parking lots in America are considered private property, which means different rules apply to them. Here are some ideas that will help you in case you are in a parking lot accident:
After the accident, pull your car out of the way and into a safe location
Exchange names, addresses, phone numbers and insurance information with other drivers. Make sure you SEE the driver’s license and insurance information of all other drivers. Insist that all parties must exchange information for insurance purposes. If they do not want to comply, call the police.
Get the names, addresses and phone numbers of any witnesses. This is one of the most important tips I can give you regarding parking lot accidents. Witnesses can help verify what happened during the accident.
Even though you may be upset, take note of the facts surrounding the incident such as time, date, location, weather conditions and parking lot conditions. Write them down. Take pictures if you have a cell phone with a camera.
Call the police. Do this even if someone has already done it or several hours have passed since the time of the collision. Most police officers will not come to a parking lot accident (private property = no jurisdiction). However, if they do not come to you, you can go the closest police station and file a "walk in report." Write down everything you know and exactly what happened. This will help you later on to document your claim. Sometimes, this will be the only piece of evidence that will come in. DO THIS WHILE IT IS FRESH IN YOUR MIND.
Even if your parking lot accident is minor and the damages are not significant, call your insurance agent right away. Your agent can give you information on how to proceed. This will protect you in case the other party makes a claim against you. Remember that a parking lot accident is the single most disputed accident out there.
If you do not have any witness, talk to the business owners (or managers) of stores in that parking lot. Many parking lots in America have surveillance cameras and it is likely that the accident was recorded. This will be the single most important piece of evidence. Some stores will sell you the recording; make sure you keep a receipt so the insurance company can reimburse you for your expense.
If there is no video, take pictures of the parking lot or draw a diagram of the accident. It can simply be boxes and lines to show the position of the vehicles. This will help your insurance claim’s adjuster determine how much visibility you had, etc.
How to Determine Who is at Fault:
People are expected to drive their vehicles with care and thought. Failure to do this is the cause of many accidents and can lead to lawsuits. There can be no-fault accidents, in which case the person who had the right of way when driving, is usually the person not responsible for the accident. For example, if you were backing out of a parking spot and hit a car, you would be at fault since you failed to use reasonable care when backing out of your spot. Even though the other person may not have had their lights on or was driving very quickly, because they had the right of way, they're not at fault. In some cases, because these are usually low-impact collisions, the fault is split, either equally or not.
How to Avoid Parking Lot Accidents:
Park far away from other vehicles, if possible
Use a turn signal when making a turn even in a parking lot
Park in the center of a parking space – not on the lines
Pay EXTRA attention when pulling into and backing out of parking spots
Drive VERY SLOWLY in parking lots - be careful when entering and exiting a parking lot
Do not park next to obstructions or hazardous objects
The Safety tip:
How to Deal with a Parking Lot Accident
A parking lot accident can ruin your day. Some parking lots are nothing short of being a deadly trap. It is not uncommon to see people backing out of a parking spot talking on their cell phones or texting. Most parking lots in America are considered private property, which means different rules apply to them. Here are some ideas that will help you in case you are in a parking lot accident:
After the accident, pull your car out of the way and into a safe location
Exchange names, addresses, phone numbers and insurance information with other drivers. Make sure you SEE the driver’s license and insurance information of all other drivers. Insist that all parties must exchange information for insurance purposes. If they do not want to comply, call the police.
Get the names, addresses and phone numbers of any witnesses. This is one of the most important tips I can give you regarding parking lot accidents. Witnesses can help verify what happened during the accident.
Even though you may be upset, take note of the facts surrounding the incident such as time, date, location, weather conditions and parking lot conditions. Write them down. Take pictures if you have a cell phone with a camera.
Call the police. Do this even if someone has already done it or several hours have passed since the time of the collision. Most police officers will not come to a parking lot accident (private property = no jurisdiction). However, if they do not come to you, you can go the closest police station and file a "walk in report." Write down everything you know and exactly what happened. This will help you later on to document your claim. Sometimes, this will be the only piece of evidence that will come in. DO THIS WHILE IT IS FRESH IN YOUR MIND.
Even if your parking lot accident is minor and the damages are not significant, call your insurance agent right away. Your agent can give you information on how to proceed. This will protect you in case the other party makes a claim against you. Remember that a parking lot accident is the single most disputed accident out there.
If you do not have any witness, talk to the business owners (or managers) of stores in that parking lot. Many parking lots in America have surveillance cameras and it is likely that the accident was recorded. This will be the single most important piece of evidence. Some stores will sell you the recording; make sure you keep a receipt so the insurance company can reimburse you for your expense.
If there is no video, take pictures of the parking lot or draw a diagram of the accident. It can simply be boxes and lines to show the position of the vehicles. This will help your insurance claim’s adjuster determine how much visibility you had, etc.
How to Determine Who is at Fault:
People are expected to drive their vehicles with care and thought. Failure to do this is the cause of many accidents and can lead to lawsuits. There can be no-fault accidents, in which case the person who had the right of way when driving, is usually the person not responsible for the accident. For example, if you were backing out of a parking spot and hit a car, you would be at fault since you failed to use reasonable care when backing out of your spot. Even though the other person may not have had their lights on or was driving very quickly, because they had the right of way, they're not at fault. In some cases, because these are usually low-impact collisions, the fault is split, either equally or not.
How to Avoid Parking Lot Accidents:
Park far away from other vehicles, if possible
Use a turn signal when making a turn even in a parking lot
Park in the center of a parking space – not on the lines
Pay EXTRA attention when pulling into and backing out of parking spots
Drive VERY SLOWLY in parking lots - be careful when entering and exiting a parking lot
Do not park next to obstructions or hazardous objects
The rules:
One winner per household per quarter. The winner will be annouced next Monday Feb 28, 2011. If no winner by that time, the contest for that location will continue until there is a winner. The video series is called “Where’s Roger?” I’ll have a one-minute video up on YouTube where I will be giving insurance safety tips.The VISUAL of the video is me driving around in my car and in the background is SOME SPECIFIC LOCATION in TUCSON.I will be offering gift certificates to the first person that correctly identifies the LOCATION, either by exact address or cross street and intersections. You win by being the first person to email me at wheresroger@hotmail.com
